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If the present answers would still apply to your revised question (even if they detail steps you've subsequently taken) then I would consider it the same question.
@Oatman Slipped my mind in my initial reply, but I would recommend mwusers.com as a forum for posing your question as-is for extended discussion amongst other MediaWiki users :)
The original question was "For the average business, how should they identify their payment processing requirements, and research related payment collect methods?" and, given this site's scope the question would be off-topic (though, if the general scope of another SE site encompassed this topic, the question would still need to be revised to avoid being closed as not constructive). Closing meta discussion per request.
